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Fact Sheet
Post updated 9/11/23 | The Change Company CDFI, LLC and its subsidiary Change Lending, LLC (“Change Lending”) both remain community development financial institutions (CDFI)

Statement Regarding the Arrest of Adam Levine for Impersonating a Police Officer
Adam Levine is a former employee of The Change Company (Change) who has made numerous threats and allegations against the Company and its employees since March 2023.
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The Change Company Issues its First AAA Rated Securitization Backed Exclusively by its Proprietary Community Mortgages
The Change Company CDFI LLC and its subsidiary Change Lending, LLC (“Change”) – America’s CDFI – are pleased to announce that Change has closed its seventh securitization of its

The Time Has Come to Invest in Residential Mortgages
Fed tightening and an inverted yield curve have cast a spotlight on a persistent problem for investment advisors: the challenging search for attractive yield investments.

Has The Fantasy of Relationship Banking Been Exposed?
Silicon Bank, Signature Bank, and First Republic Bank once represented the gold standard of Relationship Banking. Wall Street was enthralled by the ability of these banks to

Financial Visionaries: Carlos P. Salas
Carlos P. Salas is president of The Change Company, a financial services company focused on serving underbanked borrowers and communities across the U.S. Since August 2021, he has

CFPB Must End Use of HMDA Data to Dox Consumers
Barron’s magazine and its reporter, Jacob Adelman, have admitted to using the Consumer Financial Protection Bureau’s (CFPB) public disclosure of Home Mortgage Disclosure Act (HMDA)

An Assessment of Lending to LMI and Minority Neighborhoods and Borrowers
The CRA requires banking regulators to “assess the institution’s record of meeting the credit needs of the entire community, including low- and moderate-income neighborhoods

Are Biden's Housing Regulators Failing Black Homeowners?
There was great optimism amongst community advocates when the Biden Administration made equality in homeownership a cornerstone of its fiscal policy.

Treasury Makes Shocking Decision to Exclude Disabled Americans from CDFI Program
In a shocking decision, the Department of the Treasury’s Community Development Financial Institutions Fund (the “CDFI Fund”) has denied a Community Development

It's time for FHLB Banks to pursue their mission
Sandra Thompson and the Federal Housing Finance Authority (FHFA) should be applauded for questioning the Federal Home Loan Bank banks (FHLB Banks) they oversee about their level