Fair banking and lending for all
We empower diverse individuals, families and small businesses to pursue their dreams by expanding their access to capital.
Our mission
To bank the underbanked, fairly and responsibly.

Our commitment

Committed to lending $2B to expand homeownership in Black and Latino communities. 

Our impact

We proudly make homeownership a reality for diverse and underserved families.


Since CDFI

Lending to Low-Moderate Income Borrowers



Lending in Persistent Poverty Areas



Lending to First Time Homeowners



YTD reflects through Q3 2021.

What is a CDFI?

We earned our Community Development Financial Institution (“CDFI”) certification from the United States Department Treasury CDFI Fund in May 2018. A CDFI Fund helps promote access to capital and local economic growth in low income and developing communities across the nation. This designation allows us to successfully pursue our purpose – providing equal access to the American Dream for all communities, no matter their socio-economic standing.

The Change Family

We offer a full range of financial services to help diverse underserved and underbanked consumers and small businesses reach their financial goals.

Your home loan, fast and easy

Get pre-qualified for your mortgage in less than 5 minutes.

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Guaranteed loans for every cardholder

Your membership as a ChangeFi cardholder qualifies you for a personal loan up to $5,000.

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Affordable small business loans

Fast and fair financing for diverse small businesses owners.

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Better banking for everyone

Members get a guaranteed loan, better credit score and our best banking services.

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Fair and reliable home appraisals

Accurate and reliable home appraisals for diverse communities.

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Home insurance for your peace of mind

Affordable, instant and easy to understand insurance.

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States and DC
Lending Partners


Licensed in Insurance, Mortgage or Consumer Lending.

Change for all

We proudly serve underbanked and underserved communities nationwide.

Licensed in Insurance, Mortgage or Consumer Lending

How we serve

Deliver accessible banking solutions for the underbanked
Partner with socially responsible organizations and investors
Provide fair and responsible lending to underserved communities
Advocate for the underbanked and underserved

We're proud to say our team is as diverse as the communities we serve.

92% of our community board are diverse
80% of all presidents are female
75% of senior leaders are diverse
70% of executives are diverse

Our partners

Strategic partnerships in expanding capital to the underserved.

Our memberships