Compliance & Licensing
Responsible Lending
State Licensing
For branch licensing, see NMLS Consumer Access at nmlsconsumeraccess.org.
Arizona
Mortgage Banker License – 1048687
Colorado
Registered Colorado Mortgage Company – Regulated by the Division of Real Estate
Connecticut
Mortgage Lender License – ML-2486868
Idaho
ID Mortgage Broker/Lender License – MBL-2082486868
Iowa
Mortgage Banker License – 2023-0162
Kansas
Mortgage Company License – MC.0026614
Montana
Mortgage Broker License #2486868
Mortgage Lender License #2486868
Mortgage Servicer License #2486868
Nebraska
Nebraska Mortgage Banker License
Oklahoma
Oklahoma Mortgage Banker License #ML016031
Wisconsin
Wisconsin Mortgage Banker License #2486868BA
Wyoming
Mortgage Lender/Broker License #5138
Trade Names
- The Change Company CDFI
- The Change Company
- Change LLC
- ChangeFi
- Change
Disclosures
Equal Housing Lender
We proudly conform to the Equal Housing Lender requirements. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms and conditions may change without notice. All programs are not available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice.
Equal Credit Opportunity
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicant on the bases of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because applicant has in good faith exercised any right under the Consumer Credit Protection Act.
Home Mortgage Disclosure Act
The Home Mortgage Disclosure Act (“HMDA”) requires institutions to report loan data by lending transacted and acquired each year.
The HMDA data about our residential mortgage lending ae available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda).
The Change Company CDFI LLC
Compliance Department
175 N Riverview Drive, Suite D
Anaheim, CA 92808