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United States Treasury CDFI Fund Renews Change Lending’s CDFI Certification
Change Lending, LLC is proud to announce that the United States Treasury Community Development Financial Institutions Fund renewed Change’s CDFI Certification on February 7, 2024.
It's a new day for lender serving minority and low-income communities
The U.S. Department of the Treasury recently took action to address one of the most persistent & frustrating structural problems facing America's minority & underbanked borrowers.
U.S. Treasury Confirms Change Lending is a Certified CDFI in Good Standing
Change and the U.S. Treasury Department entered into a global settlement agreement confirming Change is a certified CDFI in good standing with Treasury’s CDFI Fund.
CDFI Fact Sheet
The Change Company CDFI, LLC and its subsidiary Change Lending, LLC (“Change Lending”) both remain community development financial institutions (CDFI)
Statement Relating to Lawsuit Against Adam Levine
The Change Company filed a lawsuit today against its former employee Adam Levine. The lawsuit alleges that Levine committed fraud, intentional interference with contractual...
The Change Company Issues its First AAA Rated Securitization Backed Exclusively by its Proprietary Community Mortgages
The Change Company CDFI LLC and its subsidiary Change Lending, LLC (“Change”) – America’s CDFI – are pleased to announce that Change has closed its seventh securitization of its
The Time Has Come to Invest in Residential Mortgages
Fed tightening and an inverted yield curve have cast a spotlight on a persistent problem for investment advisors: the challenging search for attractive yield investments.
Has The Fantasy of Relationship Banking Been Exposed?
Silicon Bank, Signature Bank, and First Republic Bank once represented the gold standard of Relationship Banking. Wall Street was enthralled by the ability of these banks to
Financial Visionaries: Carlos P. Salas
Carlos P. Salas is president of The Change Company, a financial services company focused on serving underbanked borrowers and communities across the U.S. Since August 2021, he has
Financial Visionaries: Steven Alan Sugarman
In 2017, Steven A. Sugarman founded The Change Company, which is a Community Development Financial Institution certified by the United States Department of Treasury and the State
Broad coalition of financial institutions support CDFI exemptions
Under President Trump, the United States Department of the Treasury sought to change fundamental rules relating to CDFI’s through the improper introduction of a proposal under the
CFPB Must End Use of HMDA Data to Dox Consumers
Barron’s magazine and its reporter, Jacob Adelman, have admitted to using the Consumer Financial Protection Bureau’s (CFPB) public disclosure of Home Mortgage Disclosure Act (HMDA)
An Assessment of Lending to LMI and Minority Neighborhoods and Borrowers
The CRA requires banking regulators to “assess the institution’s record of meeting the credit needs of the entire community, including low- and moderate-income neighborhoods
Are Biden's Housing Regulators Failing Black Homeowners?
There was great optimism amongst community advocates when the Biden Administration made equality in homeownership a cornerstone of its fiscal policy.
Treasury Makes Shocking Decision to Exclude Disabled Americans from CDFI Program
In a shocking decision, the Department of the Treasury’s Community Development Financial Institutions Fund (the “CDFI Fund”) has denied a Community Development
It's time for FHLB Banks to pursue their mission
Sandra Thompson and the Federal Housing Finance Authority (FHFA) should be applauded for questioning the Federal Home Loan Bank banks (FHLB Banks) they oversee about their level